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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,246 | $133,981-71.5% | $112,249-65.9% | $134,532-71.6% |
| Participation rate | 70.8% | 78.6%-7.7pp | 75.1%-4.2pp | 81.2%-10.4pp |
| Annual return | -16.28% | 47.16%-63.4pp | 27.48%-43.8pp | 418.27%-434.5pp |
| Employer contribution / active EE | $76 | $4,040-98.1% | $3,636-97.9% | $4,741-98.4% |
| Participant deferral / active EE | $1,849 | $5,292-65.1% | $4,729-60.9% | $6,401-71.1% |
| Admin fee / account holder | $6,386 | $7,492-14.8% | $6,412-0.4% | $11,429-44.1% |