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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,394 | $174,379-9.7% | $152,093+3.5% | $138,895+13.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.58% | 74.86%-59.3pp | 66.36%-50.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $12,301 | $4,652+164.4% | $4,175+194.7% | $4,194+193.3% |
| Participant deferral / active EE | $6,910 | $6,159+12.2% | $5,451+26.7% | $6,396+8.0% |
| Admin fee / account holder | $15,686 | $16,880-7.1% | $14,497+8.2% | $12,562+24.9% |