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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,877 | $97,761-40.8% | $83,850-31.0% | $135,382-57.2% |
| Participation rate | 81.3% | 80.0%+1.3pp | 76.1%+5.1pp | 82.6%-1.4pp |
| Annual return | -1.20% | 1287.44%-1288.6pp | 850.92%-852.1pp | 519.77%-521.0pp |
| Employer contribution / active EE | $359 | $4,222-91.5% | $3,631-90.1% | $4,779-92.5% |
| Participant deferral / active EE | $3,867 | $4,682-17.4% | $4,082-5.3% | $5,609-31.1% |
| Admin fee / account holder | $1,333 | $6,674-80.0% | $5,478-75.7% | $10,829-87.7% |