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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,181 | $168,636-82.1% | $147,618-79.6% | $125,388-75.9% |
| Participation rate | 77.8% | 88.8%-11.0pp | 84.6%-6.8pp | 83.2%-5.4pp |
| Annual return | -3.76% | 77.65%-81.4pp | 61.98%-65.7pp | 282.24%-286.0pp |
| Employer contribution / active EE | $287 | $6,252-95.4% | $5,565-94.8% | $4,866-94.1% |
| Participant deferral / active EE | $2,068 | $5,507-62.5% | $4,895-57.8% | $5,352-61.4% |
| Admin fee / account holder | $863 | $13,580-93.6% | $11,612-92.6% | $9,541-91.0% |