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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,684 | $180,466+97.6% | $154,114+131.4% | $135,382+163.5% |
| Participation rate | 81.3% | 87.4%-6.2pp | 83.0%-1.8pp | 82.6%-1.4pp |
| Annual return | -4.97% | 888.15%-893.1pp | 735.16%-740.1pp | 519.77%-524.7pp |
| Employer contribution / active EE | $6,038 | $6,0350% | $5,298+14.0% | $4,779+26.3% |
| Participant deferral / active EE | $5,411 | $5,806-6.8% | $5,081+6.5% | $5,609-3.5% |
| Admin fee / account holder | $520 | $16,144-96.8% | $13,411-96.1% | $10,829-95.2% |