Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,882 | $105,198-50.7% | $159,455-67.5% | $85,856-39.6% |
| Participation rate | 50.0% | 75.8%-25.8pp | 82.8%-32.8pp | 69.3%-19.3pp |
| Annual return | 12.23% | 45.08%-32.8pp | 263.63%-251.4pp | 318.58%-306.4pp |
| Employer contribution / active EE | $1,440 | $3,319-56.6% | $4,830-70.2% | $2,565-43.9% |
| Participant deferral / active EE | $2,364 | $5,946-60.2% | $7,353-67.8% | $3,952-40.2% |
| Admin fee / account holder | $9,083 | $6,934+31.0% | $10,800-15.9% | $6,261+45.1% |