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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,281 | $92,684+363.2% | $82,706+419.0% | $134,509+219.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.18% | 945.84%-962.0pp | 701.76%-717.9pp | 418.13%-434.3pp |
| Employer contribution / active EE | $12,851 | $3,272+292.8% | $3,007+327.3% | $4,741+171.1% |
| Participant deferral / active EE | $24,598 | $4,800+412.5% | $4,394+459.9% | $6,400+284.3% |
| Admin fee / account holder | $4,660 | $5,982-22.1% | $5,329-12.6% | $11,427-59.2% |