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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,533 | $202,342-35.0% | $172,752-23.9% | $152,897-14.0% |
| Participation rate | 94.4% | 87.1%+7.4pp | 82.6%+11.8pp | 82.5%+12.0pp |
| Annual return | 1.98% | 1029.83%-1027.8pp | 802.97%-801.0pp | 345.43%-343.4pp |
| Employer contribution / active EE | $2,919 | $5,858-50.2% | $5,144-43.3% | $4,764-38.7% |
| Participant deferral / active EE | $4,014 | $5,948-32.5% | $5,198-22.8% | $5,851-31.4% |
| Admin fee / account holder | $2,243 | $17,111-86.9% | $13,955-83.9% | $11,599-80.7% |