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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,555 | $45,566+107.5% | $64,105+47.5% | $59,633+58.6% |
| Participation rate | 68.7% | 60.2%+8.5pp | 68.2%+0.5pp | 68.7%0pp |
| Annual return | -0.08% | 4.95%-5.0pp | 791.24%-791.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,070 | $934+14.5% | $1,820-41.2% | $2,203-51.4% |
| Participant deferral / active EE | $4,072 | $2,057+98.0% | $2,822+44.3% | $3,192+27.6% |
| Admin fee / account holder | $5,008 | $3,268+53.3% | $4,499+11.3% | $4,297+16.5% |