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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $537,549 | $165,381+225.0% | $149,730+259.0% | $158,966+238.2% |
| Participation rate | 78.6% | 84.6%-6.0pp | 82.5%-3.9pp | 82.0%-3.4pp |
| Annual return | 10.63% | 348.29%-337.7pp | 276.70%-266.1pp | 302.95%-292.3pp |
| Employer contribution / active EE | $1,810 | $5,104-64.5% | $4,645-61.0% | $4,762-62.0% |
| Participant deferral / active EE | $5,379 | $7,182-25.1% | $6,843-21.4% | $5,983-10.1% |
| Admin fee / account holder | $6,982 | $10,809-35.4% | $9,310-25.0% | $11,250-37.9% |