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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,299 | $157,296+207.9% | $141,191+243.0% | $152,897+216.7% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 18.27% | 64.34%-46.1pp | 71.41%-53.1pp | 345.43%-327.2pp |
| Employer contribution / active EE | $2,539 | $5,262-51.7% | $4,736-46.4% | $4,764-46.7% |
| Participant deferral / active EE | $6,221 | $7,111-12.5% | $6,710-7.3% | $5,851+6.3% |
| Admin fee / account holder | $89,420 | $12,125+637.5% | $10,264+771.2% | $11,599+670.9% |