Retirement plan

SPEARS MOORE REBMAN & WILLIAMS, PC PROFIT SHARING PLAN

Name: SPEARS MOORE REBMAN & WILLIAMS, PC - SPEARS MOORE REBMAN & WILLIAMS, PC PROFIT SHARING PLAN (2015) Form 5500
Creator: SPEARS MOORE REBMAN & WILLIAMS, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SPEARS MOORE REBMAN & WILLIAMS, PC PROFIT SHARING PLAN, SPEARS MOORE REBMAN & WILLIAMS, PC

SPEARS MOORE REBMAN & WILLIAMS, PCEIN 62-1046220Plan #001PY 2015

P.O. BOX 1749 - CHATTANOOGA, TN 374011749423-756-7000smrw.comLinkedIn51-200 employeeslegal services

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$24.2M

No prior year

Total participants

No prior year

Average account balance

$346,059

No prior year

Annual return

-0.29%

No prior year

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$225K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

165.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$908K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.58%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15944

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.5M

$31651 / participant

Other / not subdivided$1M100.0%

% of EOY assets

6.141%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$346,059

$72,177+379.5%

$115,037+200.8%

$59,633+480.3%

Participation rate

97.9%

72.6%+25.3pp

81.4%+16.5pp

68.7%+29.2pp

Annual return

-0.29%

12.02%-12.3pp

26.14%-26.4pp

2041.40%-2041.7pp

Employer contribution / active EE

$7,005

$2,841+146.5%

$4,608+52.0%

$2,203+218.0%

Participant deferral / active EE

$7,081

$4,783+48.1%

$6,026+17.5%

$3,192+121.9%

Admin fee / account holder

$21,252

$4,927+331.3%

$8,175+160.0%

$4,297+394.6%

SPEARS MOORE REBMAN & WILLIAMS, PC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SPEARS MOORE REBMAN & WILLIAMS, PC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion