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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,917 | $72,492-33.9% | $87,104-45.0% | $72,975-34.3% |
| Participation rate | 52.8% | 72.8%-20.0pp | 76.9%-24.0pp | 69.5%-16.7pp |
| Annual return | 22.04% | 24.46%-2.4pp | 28.19%-6.2pp | 81.01%-59.0pp |
| Employer contribution / active EE | $1,582 | $1,894-16.5% | $2,521-37.3% | $2,440-35.2% |
| Participant deferral / active EE | $4,109 | $3,270+25.7% | $4,048+1.5% | $3,608+13.9% |
| Admin fee / account holder | $7,711 | $5,055+52.5% | $7,491+2.9% | $5,124+50.5% |