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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,727 | $150,412+198.3% | $120,574+272.2% | $145,884+207.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.06% | 154.50%-142.4pp | 107.42%-95.4pp | 551.85%-539.8pp |
| Employer contribution / active EE | $10,133 | $4,355+132.7% | $3,471+192.0% | $4,662+117.3% |
| Participant deferral / active EE | $7,002 | $6,175+13.4% | $4,996+40.1% | $6,690+4.7% |
| Admin fee / account holder | $7,827 | $12,224-36.0% | $9,445-17.1% | $13,392-41.6% |