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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,054 | $129,960+164.7% | $104,299+229.9% | $134,545+155.7% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -17.03% | 42.06%-59.1pp | 24.62%-41.7pp | 418.37%-435.4pp |
| Employer contribution / active EE | $18,918 | $4,186+351.9% | $3,373+460.8% | $4,742+299.0% |
| Participant deferral / active EE | $5,389 | $5,589-3.6% | $4,626+16.5% | $6,401-15.8% |
| Admin fee / account holder | $6,913 | $9,324-25.9% | $7,339-5.8% | $11,431-39.5% |