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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,850 | $176,077-24.6% | $159,455-16.7% | $167,518-20.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.32% | 331.83%-321.5pp | 263.63%-253.3pp | 478.71%-468.4pp |
| Employer contribution / active EE | $7,742 | $5,298+46.1% | $4,830+60.3% | $4,838+60.0% |
| Participant deferral / active EE | $13,703 | $7,751+76.8% | $7,353+86.4% | $6,342+116.1% |
| Admin fee / account holder | $3,723 | $12,556-70.3% | $10,800-65.5% | $12,312-69.8% |