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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,736 | $101,063-77.5% | $81,473-72.1% | $147,586-84.6% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 16.53% | 32.41%-15.9pp | 38.78%-22.3pp | 578.59%-562.1pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,881 | $4,242-55.7% | $3,537-46.8% | $5,439-65.4% |
| Admin fee / account holder | $13,729 | $5,812+136.2% | $4,561+201.0% | $10,886+26.1% |