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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,140 | $201,344+25.2% | $184,243+36.9% | $145,877+72.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.92% | 29.01%-1.1pp | 28.82%-0.9pp | 551.28%-523.4pp |
| Employer contribution / active EE | $3,576 | $7,022-49.1% | $6,427-44.4% | $4,663-23.3% |
| Participant deferral / active EE | $12,712 | $9,807+29.6% | $9,132+39.2% | $6,691+90.0% |
| Admin fee / account holder | $3,542 | $16,382-78.4% | $13,914-74.5% | $13,402-73.6% |