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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,057 | $167,522+55.8% | $151,639+72.2% | $134,532+94.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.95% | 7.81%-24.8pp | 3.34%-20.3pp | 418.27%-435.2pp |
| Employer contribution / active EE | $3,509 | $6,828-48.6% | $6,165-43.1% | $4,741-26.0% |
| Participant deferral / active EE | $7,941 | $8,986-11.6% | $8,363-5.1% | $6,401+24.1% |
| Admin fee / account holder | $15,061 | $13,780+9.3% | $11,613+29.7% | $11,429+31.8% |