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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,534 | $91,525+71.0% | $130,026+20.4% | $75,181+108.2% |
| Participation rate | 70.8% | 71.4%-0.6pp | 78.5%-7.7pp | 67.2%+3.6pp |
| Annual return | 0.15% | -631.40%+631.5pp | -137.26%+137.4pp | 160.69%-160.5pp |
| Employer contribution / active EE | $2,626 | $2,844-7.7% | $4,321-39.2% | $2,671-1.7% |
| Participant deferral / active EE | $5,101 | $4,342+17.5% | $5,821-12.4% | $4,126+23.6% |
| Admin fee / account holder | $10,905 | $6,778+60.9% | $10,608+2.8% | $5,650+93.0% |