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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,446 | $73,988-27.8% | $96,538-44.6% | $75,177-28.9% |
| Participation rate | 57.1% | 66.4%-9.3pp | 74.3%-17.2pp | 67.2%-10.1pp |
| Annual return | 14.55% | 26.73%-12.2pp | 35.74%-21.2pp | 160.75%-146.2pp |
| Employer contribution / active EE | $1,043 | $2,930-64.4% | $3,740-72.1% | $2,671-61.0% |
| Participant deferral / active EE | $2,219 | $3,660-39.4% | $4,880-54.5% | $4,126-46.2% |
| Admin fee / account holder | $769 | $5,220-85.3% | $6,737-88.6% | $5,651-86.4% |