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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,059 | $78,670-36.4% | $109,173-54.1% | $85,847-41.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 10.70% | 25.09%-14.4pp | 25.75%-15.1pp | 318.61%-307.9pp |
| Employer contribution / active EE | $2,425 | $2,734-11.3% | $3,723-34.9% | $2,565-5.5% |
| Participant deferral / active EE | $4,827 | $3,467+39.2% | $4,654+3.7% | $3,952+22.1% |
| Admin fee / account holder | $5,956 | $5,469+8.9% | $6,755-11.8% | $6,261-4.9% |