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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,830 | $72,272+46.4% | $101,264+4.5% | $79,858+32.5% |
| Participation rate | 96.8% | 68.5%+28.3pp | 75.8%+21.0pp | 69.6%+27.1pp |
| Annual return | 6.77% | 22.30%-15.5pp | 46.48%-39.7pp | 31.72%-24.9pp |
| Employer contribution / active EE | $6,723 | $2,692+149.8% | $3,660+83.7% | $2,471+172.1% |
| Participant deferral / active EE | $3,453 | $3,282+5.2% | $4,370-21.0% | $3,740-7.7% |
| Admin fee / account holder | $47,954 | $4,401+989.7% | $5,947+706.4% | $5,306+803.8% |