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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,547 | $190,916-6.0% | $160,037+12.2% | $134,545+33.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -26.69% | 552.79%-579.5pp | 408.95%-435.6pp | 418.37%-445.1pp |
| Employer contribution / active EE | $14,041 | $4,996+181.1% | $4,226+232.3% | $4,742+196.1% |
| Participant deferral / active EE | $16,597 | $6,925+139.7% | $6,184+168.4% | $6,401+159.3% |
| Admin fee / account holder | $1,384 | $10,497-86.8% | $8,716-84.1% | $11,431-87.9% |