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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,270 | $227,633+3.4% | $189,597+24.1% | $167,553+40.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 16.79% | 78.45%-61.7pp | 64.20%-47.4pp | 478.89%-462.1pp |
| Employer contribution / active EE | $13,324 | $5,317+150.6% | $4,412+202.0% | $4,840+175.3% |
| Participant deferral / active EE | $12,787 | $7,003+82.6% | $6,174+107.1% | $6,343+101.6% |
| Admin fee / account holder | $24,726 | $11,879+108.1% | $9,807+152.1% | $12,316+100.8% |