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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,501 | $91,559-14.3% | $133,978-41.4% | $79,856-1.7% |
| Participation rate | 61.5% | 73.3%-11.8pp | 79.8%-18.3pp | 69.6%-8.1pp |
| Annual return | 22.60% | 61.85%-39.3pp | 45.10%-22.5pp | 31.71%-9.1pp |
| Employer contribution / active EE | $1,676 | $2,384-29.7% | $3,919-57.2% | $2,471-32.2% |
| Participant deferral / active EE | $2,649 | $3,734-29.0% | $5,047-47.5% | $3,741-29.2% |
| Admin fee / account holder | $1,894 | $6,321-70.0% | $8,930-78.8% | $5,306-64.3% |