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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,933 | $83,485-24.6% | $125,195-49.7% | $72,976-13.8% |
| Participation rate | 65.0% | 73.3%-8.3pp | 79.8%-14.8pp | 69.5%-4.5pp |
| Annual return | 32.95% | 25.77%+7.2pp | 43.79%-10.8pp | 81.02%-48.1pp |
| Employer contribution / active EE | $1,594 | $2,346-32.0% | $3,866-58.8% | $2,440-34.7% |
| Participant deferral / active EE | $2,431 | $3,586-32.2% | $4,937-50.8% | $3,608-32.6% |
| Admin fee / account holder | $2,180 | $5,518-60.5% | $9,704-77.5% | $5,124-57.4% |