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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,095 | $77,976-37.0% | $81,367-39.7% | $125,388-60.8% |
| Participation rate | 66.7% | 83.3%-16.6pp | 82.3%-15.6pp | 83.2%-16.5pp |
| Annual return | -3.39% | -2.85%-0.5pp | -0.92%-2.5pp | 282.24%-285.6pp |
| Employer contribution / active EE | $1,112 | $4,366-74.5% | $3,930-71.7% | $4,866-77.1% |
| Participant deferral / active EE | $1,923 | $5,646-65.9% | $5,383-64.3% | $5,352-64.1% |
| Admin fee / account holder | $12 | $12,476-99.9% | $8,926-99.9% | $9,541-99.9% |