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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,623 | $81,870-1.5% | $119,634-32.6% | $68,490+17.7% |
| Participation rate | 82.5% | 71.9%+10.6pp | 79.3%+3.2pp | 67.9%+14.6pp |
| Annual return | -20.91% | -23.82%+2.9pp | -14.98%-5.9pp | -7.85%-13.1pp |
| Employer contribution / active EE | $1,307 | $2,692-51.5% | $4,232-69.1% | $2,597-49.7% |
| Participant deferral / active EE | $4,099 | $4,148-1.2% | $5,601-26.8% | $4,028+1.8% |
| Admin fee / account holder | $20,836 | $6,583+216.5% | $10,329+101.7% | $5,403+285.6% |