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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,551 | $131,835-57.1% | $108,582-47.9% | $273,972-79.4% |
| Participation rate | 20.0% | 83.5%-63.5pp | 79.6%-59.6pp | 83.0%-63.0pp |
| Annual return | 7.09% | -91.57%+98.7pp | -51.70%+58.8pp | 41.46%-34.4pp |
| Employer contribution / active EE | $3,169 | $4,913-35.5% | $3,758-15.7% | $4,869-34.9% |
| Participant deferral / active EE | $9,549 | $5,127+86.2% | $4,311+121.5% | $5,287+80.6% |
| Admin fee / account holder | $2,308 | $10,253-77.5% | $7,645-69.8% | $10,133-77.2% |