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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,055 | $83,485+28.2% | $125,180-14.5% | $72,983+46.7% |
| Participation rate | 42.2% | 73.3%-31.1pp | 79.8%-37.6pp | 69.5%-27.3pp |
| Annual return | 25.01% | 25.78%-0.8pp | 43.79%-18.8pp | 81.01%-56.0pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,948 | $3,586-45.7% | $4,937-60.5% | $3,608-46.0% |
| Admin fee / account holder | $6,247 | $5,518+13.2% | $9,703-35.6% | $5,124+21.9% |