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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,086 | $77,638+66.3% | $156,551-17.5% | $62,881+105.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.41% | 50.33%-43.9pp | 32.23%-25.8pp | 20.14%-13.7pp |
| Employer contribution / active EE | $6,955 | $3,444+102.0% | $5,501+26.4% | $2,281+204.9% |
| Participant deferral / active EE | $4,411 | $3,046+44.8% | $4,871-9.4% | $3,203+37.7% |
| Admin fee / account holder | $1,801 | $5,561-67.6% | $13,028-86.2% | $4,296-58.1% |