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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,509 | $175,257-71.2% | $149,717-66.3% | $139,456-63.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.37% | 166.70%-156.3pp | 134.41%-124.0pp | 373.45%-363.1pp |
| Employer contribution / active EE | $1,922 | $5,477-64.9% | $4,820-60.1% | $4,753-59.6% |
| Participant deferral / active EE | $4,625 | $6,521-29.1% | $5,682-18.6% | $6,711-31.1% |
| Admin fee / account holder | $56,422 | $16,156+249.2% | $13,213+327.0% | $11,407+394.6% |