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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,689 | $109,863-55.7% | $98,477-50.6% | $167,518-70.9% |
| Participation rate | 72.7% | 75.8%-3.1pp | 73.3%-0.6pp | 82.1%-9.4pp |
| Annual return | 12.37% | 1958.09%-1945.7pp | 1493.59%-1481.2pp | 478.71%-466.3pp |
| Employer contribution / active EE | $413 | $3,225-87.2% | $2,961-86.0% | $4,838-91.5% |
| Participant deferral / active EE | $2,822 | $4,673-39.6% | $4,276-34.0% | $6,342-55.5% |
| Admin fee / account holder | $14,244 | $6,755+110.9% | $5,951+139.4% | $12,312+15.7% |