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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,770 | $72,273+49.1% | $101,275+6.4% | $79,856+35.0% |
| Participation rate | 78.1% | 68.5%+9.7pp | 75.8%+2.3pp | 69.6%+8.5pp |
| Annual return | 6.29% | 22.30%-16.0pp | 46.48%-40.2pp | 31.71%-25.4pp |
| Employer contribution / active EE | $1,838 | $2,691-31.7% | $3,660-49.8% | $2,471-25.6% |
| Participant deferral / active EE | $3,292 | $3,282+0.3% | $4,371-24.7% | $3,741-12.0% |
| Admin fee / account holder | $9,815 | $4,401+123.0% | $5,948+65.0% | $5,306+85.0% |