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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,393 | $162,812-27.9% | $133,971-12.4% | $158,966-26.2% |
| Participation rate | 90.9% | 83.2%+7.7pp | 79.8%+11.1pp | 82.0%+8.9pp |
| Annual return | 3.99% | 41.94%-37.9pp | 45.09%-41.1pp | 302.95%-299.0pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,550 | $5,910-23.0% | $5,047-9.8% | $5,983-24.0% |
| Admin fee / account holder | $7,948 | $11,741-32.3% | $8,929-11.0% | $11,250-29.4% |