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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,185 | $131,835-30.1% | $108,582-15.1% | $273,972-66.4% |
| Participation rate | 87.0% | 83.5%+3.5pp | 79.6%+7.4pp | 83.0%+3.9pp |
| Annual return | -1.73% | -91.57%+89.8pp | -51.70%+50.0pp | 41.46%-43.2pp |
| Employer contribution / active EE | $0 | $4,913-100.0% | $3,758-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,770 | $5,127-46.0% | $4,311-35.8% | $5,287-47.6% |
| Admin fee / account holder | $3,363 | $10,253-67.2% | $7,645-56.0% | $10,133-66.8% |