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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,951 | $199,109-67.4% | $173,730-62.6% | $154,746-58.0% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.6%+6.1pp | 80.7%+5.0pp |
| Annual return | 6.96% | 20.02%-13.1pp | 19.96%-13.0pp | 172.34%-165.4pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,272 | $7,113-39.9% | $6,326-32.5% | $6,730-36.5% |
| Admin fee / account holder | $30,645 | $20,916+46.5% | $17,523+74.9% | $14,365+113.3% |