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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,951 | $178,174-63.5% | $156,181-58.4% | $137,256-52.7% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 6.96% | 84.19%-77.2pp | 64.87%-57.9pp | 220.34%-213.4pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,272 | $6,888-38.0% | $6,132-30.3% | $6,407-33.3% |
| Admin fee / account holder | $30,645 | $17,404+76.1% | $14,586+110.1% | $12,270+149.7% |