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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,365 | $91,198+51.7% | $178,503-22.5% | $79,856+73.3% |
| Participation rate | 90.7% | 69.2%+21.5pp | 81.9%+8.7pp | 69.6%+21.0pp |
| Annual return | -8.44% | 24.20%-32.6pp | 151.12%-159.6pp | 31.71%-40.2pp |
| Employer contribution / active EE | $12,730 | $3,257+290.9% | $5,011+154.0% | $2,471+415.1% |
| Participant deferral / active EE | $2,576 | $3,237-20.4% | $5,202-50.5% | $3,741-31.1% |
| Admin fee / account holder | $12,583 | $6,748+86.5% | $13,987-10.0% | $5,306+137.1% |