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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,934 | $85,171+80.7% | $172,752-10.9% | $72,975+110.9% |
| Participation rate | 86.7% | 70.1%+16.6pp | 82.6%+4.0pp | 69.5%+17.2pp |
| Annual return | 3.52% | 27.32%-23.8pp | 802.97%-799.5pp | 81.01%-77.5pp |
| Employer contribution / active EE | $13,358 | $3,324+301.9% | $5,144+159.7% | $2,440+447.4% |
| Participant deferral / active EE | $1,070 | $3,260-67.2% | $5,198-79.4% | $3,608-70.3% |
| Admin fee / account holder | $13,377 | $5,880+127.5% | $13,955-4.1% | $5,124+161.1% |