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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,211 | $121,701-63.7% | $104,639-57.7% | $158,982-72.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 16.75% | 465.72%-449.0pp | 340.67%-323.9pp | 302.99%-286.2pp |
| Employer contribution / active EE | $2,675 | $3,165-15.5% | $2,682-0.3% | $4,763-43.8% |
| Participant deferral / active EE | $4,396 | $4,176+5.3% | $3,738+17.6% | $5,983-26.5% |
| Admin fee / account holder | $2,389 | $7,778-69.3% | $6,465-63.0% | $11,252-78.8% |