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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,211 | $121,637-63.7% | $104,605-57.7% | $158,931-72.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 16.75% | 465.32%-448.6pp | 340.46%-323.7pp | 302.86%-286.1pp |
| Employer contribution / active EE | $2,675 | $3,163-15.4% | $2,681-0.2% | $4,761-43.8% |
| Participant deferral / active EE | $4,396 | $4,177+5.2% | $3,739+17.6% | $5,982-26.5% |
| Admin fee / account holder | $2,389 | $7,788-69.3% | $6,473-63.1% | $11,247-78.8% |