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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,983 | $63,342-22.7% | $92,236-46.9% | $70,131-30.2% |
| Participation rate | 66.7% | 68.7%-2.0pp | 76.5%-9.8pp | 69.5%-2.9pp |
| Annual return | 12.66% | 530.15%-517.5pp | 176.29%-163.6pp | 73.14%-60.5pp |
| Employer contribution / active EE | $1,524 | $2,471-38.3% | $3,679-58.6% | $2,342-34.9% |
| Participant deferral / active EE | $3,490 | $2,854+22.3% | $3,897-10.4% | $3,332+4.7% |
| Admin fee / account holder | $601 | $3,840-84.3% | $5,194-88.4% | $4,645-87.1% |