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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,620 | $77,908+121.6% | $149,696+15.3% | $75,173+129.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 5.42% | 31.73%-26.3pp | 134.46%-129.0pp | 160.72%-155.3pp |
| Employer contribution / active EE | $3,770 | $3,138+20.1% | $4,821-21.8% | $2,671+41.1% |
| Participant deferral / active EE | $4,612 | $3,411+35.2% | $5,682-18.8% | $4,126+11.8% |
| Admin fee / account holder | $45,252 | $5,950+660.6% | $13,212+242.5% | $5,651+700.8% |