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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,370 | $85,171+159.9% | $172,753+28.1% | $72,976+203.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 9.43% | 27.32%-17.9pp | 803.00%-793.6pp | 81.02%-71.6pp |
| Employer contribution / active EE | $3,984 | $3,324+19.8% | $5,144-22.6% | $2,440+63.3% |
| Participant deferral / active EE | $4,624 | $3,260+41.9% | $5,198-11.0% | $3,608+28.2% |
| Admin fee / account holder | $20,085 | $5,880+241.6% | $13,956+43.9% | $5,124+292.0% |