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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,603 | $198,461+31.3% | $170,436+52.9% | $147,585+76.6% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 9.14% | 257.30%-248.2pp | 205.94%-196.8pp | 578.57%-569.4pp |
| Employer contribution / active EE | $4,091 | $6,184-33.8% | $5,433-24.7% | $4,876-16.1% |
| Participant deferral / active EE | $3,170 | $5,629-43.7% | $4,939-35.8% | $5,439-41.7% |
| Admin fee / account holder | $2,838 | $16,852-83.2% | $13,880-79.6% | $10,885-73.9% |