Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,578 | $69,977-19.1% | $108,582-47.9% | $62,881-10.0% |
| Participation rate | 64.0% | 72.9%-8.9pp | 79.6%-15.6pp | 69.3%-5.3pp |
| Annual return | 4.33% | 10.73%-6.4pp | -51.70%+56.0pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,501 | $2,135-29.7% | $3,758-60.1% | $2,281-34.2% |
| Participant deferral / active EE | $3,452 | $3,165+9.1% | $4,311-19.9% | $3,203+7.8% |
| Admin fee / account holder | $5,073 | $5,076-0.1% | $7,645-33.6% | $4,296+18.1% |