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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,411 | $45,566+260.8% | $64,105+156.5% | $59,633+175.7% |
| Participation rate | 52.4% | 60.2%-7.8pp | 68.2%-15.8pp | 68.7%-16.3pp |
| Annual return | 24.74% | 4.95%+19.8pp | 791.24%-766.5pp | 2041.45%-2016.7pp |
| Employer contribution / active EE | $2,283 | $934+144.4% | $1,820+25.4% | $2,203+3.6% |
| Participant deferral / active EE | $4,081 | $2,057+98.4% | $2,822+44.6% | $3,192+27.9% |
| Admin fee / account holder | $5,237 | $3,268+60.3% | $4,499+16.4% | $4,297+21.9% |