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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,263 | $60,128+106.7% | $90,440+37.4% | $79,852+55.6% |
| Participation rate | 81.5% | 65.0%+16.5pp | 72.7%+8.8pp | 69.6%+11.8pp |
| Annual return | 29.99% | 71.95%-42.0pp | 1294.38%-1264.4pp | 31.72%-1.7pp |
| Employer contribution / active EE | $1,030 | $2,068-50.2% | $3,263-68.4% | $2,471-58.3% |
| Participant deferral / active EE | $6,858 | $2,939+133.4% | $3,964+73.0% | $3,740+83.3% |
| Admin fee / account holder | $8,613 | $3,977+116.6% | $5,615+53.4% | $5,306+62.3% |