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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,083 | $56,894+2.1% | $84,753-31.5% | $62,881-7.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.92% | 6.30%+1.6pp | 22.78%-14.9pp | 20.14%-12.2pp |
| Employer contribution / active EE | $4,677 | $2,400+94.9% | $3,574+30.8% | $2,281+105.0% |
| Participant deferral / active EE | $845 | $2,709-68.8% | $3,712-77.2% | $3,203-73.6% |
| Admin fee / account holder | $347 | $3,581-90.3% | $5,333-93.5% | $4,296-91.9% |