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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,909 | $104,251-70.4% | $91,004-66.0% | $147,586-79.1% |
| Participation rate | 77.8% | 78.2%-0.5pp | 75.6%+2.2pp | 82.8%-5.1pp |
| Annual return | 13.82% | 27.06%-13.2pp | 4.60%+9.2pp | 578.59%-564.8pp |
| Employer contribution / active EE | $0 | $3,116-100.0% | $2,456-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,535 | $4,195-63.4% | $3,548-56.7% | $5,439-71.8% |
| Admin fee / account holder | $959 | $8,948-89.3% | $5,417-82.3% | $10,886-91.2% |